A fractional holding means you own a slice of a share position rather than a whole certificate. The platform aggregates slices into whole positions, executes at the closing price, and allocates the fill back to each holder pro rata. Settlement runs on a fixed weekly cycle so the cash flow is predictable.
Each cycle credits earnings to the earnings wallet, not the main wallet. That separation matters: withdrawals come from cleared cash, and keeping earnings apart makes the audit trail readable. Capital sits in the position until maturity, then returns to the main wallet automatically.
Statements list every movement with a reference number, so a holder can reconcile the weekly credit against the position that generated it. No manual claims, no waiting on support for a payout.